About Us

---

BAAC is dedicated to working with each customer and making sure your finance arrangement fits your budget and your lifestyle. Our affiliate used car dealers will help you get the car you need. The process is hassle-free and will help you rebuild your credit.

Our program is designed for individuals who can’t get approved for an auto loan with traditional lending sources such as: credit unions, local banks, or the auto manufacturer’s lending arm. These institutions generally don’t lend to individuals with low or bad credit history, recent bankruptcy, low earnings, low down payment, or previous vehicle recovery. Consequently, for these credit challenged individuals, auto financing can seem to be an impossible task. If you’ve had loan applications rejected in the past, we’re here to help you get past that today. We tailor your terms to your individual situation and help you make sure it will fit your budget. 

• Affordable payments
• Short terms
• Low down payments
• Rebuild your credit